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Business Loans

Give your business a boost.

Our business community is growing every day—and we’re growing with it. As your business expands, we’re standing by with tailor-made loan options to fit your needs. From real estate and new construction loans to vehicle, equipment purchases, and Small Business Administration loans, we’ve got the solutions to help your business reach new heights.

Coastal Bend Business Loan Application RGV Business Loan Application

Rally Credit Union

Commercial Real Estate Loans


  • Up to 80% loan to value (LTV) on most properties; 60-65% LTV on specialty properties
  • Competitive interest rates
  • Low fees
  • No prepayment penalty
  • Favorable terms*

Loan Types

  • Non-Owner Occupied 1- 4 Family Residential Properties
  • Multi-Family Structures/Complexes Containing 5 or More Units
  • Line of Credit Construction and Development Loans

Rally Credit Union

Term Loans

Business use Vehicle & Equipment Loans

  • Competitive interest rates
  • Repayment terms customized to fit your business’ needs
  • Quick, local decision-making
  • No prepayment penalty

Rally Credit Union

Lines of Credit

  • Working capital
  • Competitive interest rates
  • Quick, local decision-making

Rally Credit Union

Construction Loans

  • Finance commercial buildings from $250,000 to $5,000,000
  • Construction of office, industrial, warehouse, retail, multi-family properties
  • 25% minimum equity requirement
  • Up to 12-18 month interest only during construction period, followed by permanent financing. Please see favorable terms below.


SBA Loan Program


The Small Business Administration (SBA) Loan Program is tailored for small businesses looking to startup or grow. Rally Credit Union can help you get the SBA Loan you need.

Rally Credit Union

How it works

The SBA sets the guidelines for loans made by its partners, like Rally. We’ll guide you through the steps to get a tailored solution for your business needs.

Rally Credit Union

We offer:

*Terms: 20 year amortization, 15-year call and 5-year rate adjustment | 20 year amortization, 15-year call and 10-year rate adjustments | 15 year amortization, 15-year fixed rate | 10 year amortization, 10-year rate adjustment