E-Sign Disclosure and Consent Agreement

We are required by law, regulation or agreement to give you certain information in writing. With your consent, we can provide this information to you by electronic delivery. This consent allows us to (1) use electronic delivery and, at our discretion, terminate paper delivery of communications to you and (2) use and obtain electronic signatures from you in each case unless and until you withdraw your consent as described below. This consent applies to all communications for all accounts, except to the extent it conflicts with law, regulation or agreement.

Communications include, but are not limited to, legal or regulatory disclosures, account statements, tax documents and transaction or account notices. All communications that we provide you in electronic form will be provided via email, our website or other electronic means. All documents received or signed electronically in accordance with this consent are considered to be legally binding and in writing. If you want to receive a paper copy of the documents in addition to the electronic documents you can obtain one by contacting us via phone or in person at one of our branches. Note that a Paper Statement Fee may apply if you request a copy of a paper statement.

You may withdraw your consent to receive electronic communications at any time by contacting us via mail or email listed below. Withdrawal of consent will switch your account statements to be delivered via mail, if not already delivered via mail, and will incur a Paper Statement Fee.� The withdrawal of consent will be effective after we have a reasonable period of time to process your request. However, it will not affect the legality, validity or enforceability of electronic documents made available prior to this withdrawal.

Contact Information
Rally Credit Union
Mail: PO BOX 81349, Corpus Christi, TX 78468-1349

Phone: 1-800-622-3631
Email: [email protected]

Hardware and Software Requirements
To access and retain electronic communications, you will need:

• A personal computer or devise capable of accessing the internet or downloading our mobile app
• Internet access supporting 128-bit encryption, and internet browser, such as Internet Explorer, Chrome, Safari or Firefox, that we support
• An active Rally Online Banking Account
• A valid email address
• Software that enables you to view and display files in PDF and HTML format
• Electronic storage capacity to retain communications and a printer to print them

Agreement
By entering this E-Sign Consent Agreement, you agree to the following:

1. I have read, understand and agree to be bound by the terms and conditions contained in this consent and to receive all communications and execute documents via electronic delivery;
2. I understand this consent covers all my Rally Credit Union accounts, does not automatically expire and is not limited as to duration, unless withdrawn as described in this agreement;
3. I am responsible for maintaining secure access to my Rally Online Banking account and preventing unauthorized access to my personal devise or Online Banking account;
4. I will provide Rally Credit Union with the information needed to communicate electronically (such as current email address) and timely update for any changes; and
5. I will review electronic communications in a timely manner and understand that any applicable time periods within which I must notify Rally Credit Union of any errors on my account statement(s) shall begin on the day it is made available to me, regardless of when I open the document.

Once consenting, you will be able to open an account online. Otherwise, you will need to open an account through another method, such as in person at one of our branches.