| Plazo/tipo de cuenta | Saldo mínimo de apertura | Saldo mínimo para obtener APY** | Interés Tipo | APY%** |
|---|---|---|---|---|
| 3 meses | $1,000 | $1,000 | 3.35 | 3.40 |
| 6 meses | $1,000 | $1,000 | 2.96 | 3.00 |
| 6 meses | $1,000 | $100,000 | 3.45 | 3.50 |
| 7 Month | $1,000 | $1,000 | 3.40 | 3.45 |
| 7 Month | $1,000 | $100,000 | 3.88 | 3.95 |
| 1 año | $1,000 | $1,000 | 3.20 | 3.25 |
| 1 año | $1,000 | $100,000 | 3.68 | 3.75 |
| 2 años | $1,000 | $1,000 | 3.20 | 3.25 |
| 2 años | $1,000 | $100,000 | 3.68 | 3.75 |
| 3 años | $1,000 | $1,000 | 3.20 | 3.25 |
| 3 años | $1,000 | $100,000 | 3.68 | 3.75 |
| Saldo mínimo inicial | Saldo mínimo para obtener APY** | Tasa de dividendos | APY%** |
|---|---|---|---|
| $25.00 | 50,00 $ o más | 0.25 | 0.25 |
| Plazo/tipo de cuenta | Saldo mínimo de apertura | Saldo mínimo para obtener APY** | Interés Tipo | APY%** |
|---|---|---|---|---|
| Comprobación Plus | $20 | 0.00 | 0.00 | |
| Comprobación Simple | $20 | 0.00 | 0.00 |
| Saldo mínimo inicial | Saldo mínimo para obtener APY** | Tipo de interés | APY%** |
|---|---|---|---|
| $2,000 | $0 - 49,999.99 | 0.25 | 0.25 |
| $2,000 | $50,000 - 99,999.99 | 0.50 | 0.25 - 0.40 |
| $2,000 | $100,000-249,999.99 | 1.49 | 0.40 - 1.05 |
| $2,000 | $250,000+ | 2.47 | 1.05 - 1.75 |
**APY = Annual Percentage Yield
Rate information: Prospective dividend and interest rates along with calculated APYs for accounts are set forth above as of (April 15, 2026). The APY is a percentage rate that reflects the total amount of interest or dividends to be paid on an account based on the rate and frequency of compounding for an annual period. The APY assumes that funds remain on deposit until maturity or one full year for non-maturing accounts. Rally Credit Union uses the Daily Balance method to calculate earnings on your account. Withdrawal of earnings or early withdrawal of principal will reduce the APY. Rally’s rates are variable and may change at any time, impacting the APY.
This Rate and Fee Schedule sets forth rates, fees, and charges applicable to the Business Share Savings Account, Business Checking Accounts, and Business Money Market Account at Rally Credit Union as of the date set forth on the respective product charts. They are incorporated as a part of, and in addition to, your Business Member Account Agreement booklet with Rally Credit Union. Please refer to this for additional terms, conditions, and limitations that may be associated with your specific account(s). Rates and terms are subject to change after account is opened. Fees may reduce earnings.
A Business Money Market Account is a blended rate tier account. Each tier corresponds to a range of account balances, APYs and interest rates. The interest rate is paid on the portion of your balance within each tier. For example, on a $500,000 balance, you will earn a rate of 0.25% on the first $49,999.99, 0.50% on the next $49,999.99, 1.49% on the next $149,999.99 and 2.47% on the next $250,000.03. The blended APY of 1.75% is calculated on a balance of $500,000.
Business Share Savings Account is required to maintain a minimum average daily balance of $25.00.
Naturaleza de los dividendos: Los dividendos se pagan de los ingresos corrientes y las ganancias disponibles después de las transferencias requeridas a las reservas al final del período de dividendos. La Tasa de Dividendos y la Tasa de Rendimiento Anual (APY) son las tasas y rendimientos prospectivos que la Cooperativa de Crédito anticipa pagar.
Certificado de Depósito (CD) - Los tipos están sujetos a cambios. El CD se renovará automáticamente al vencimiento por un plazo de un año al tipo del certificado de depósito a un año en ese momento. La retirada de dividendos o la retirada anticipada de capital reducirán el APY. Puede imponerse una penalización por retirada anticipada si retira parte del capital antes de la fecha de vencimiento o de renovación.
