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Make your biggest asset work for you.

Home equity can be a source of financial strength, used for home improvements, supporting unexpected financial expenses, consolidating debt, tuition payments and more.

Apply Now Find an Expert See Rates


 

Rally Credit Union

Home Equity Loan Terms

  • Loans secured by member’s homestead
  • Financing up to 80% of your home's value
  • Fixed terms up to 30 years
  • Interest may be used for tax deductions*

Go to Equity Calculator


Here's what you'll need

All applicants must provide:

  • Filed Tax Returns (1040) - W2/1099 for the two most recent years
  • Bank Statements for the two most recent months
  • Copy of Government Issued ID
  • Proof of Income, see table
Income Type Documents
Standard Employment
  • Pay stubs for the last 30 days
Self-Employed
  • Filed federal business tax returns (Form 1065, 1120 or 1120-S) for the two most recent years
  • Year-to-date profit and loss for each business
Retirement, Pension, Disability
  • Retirement, pension or disability award letter


We're Here to Help

New Home Loan Inquiries: Call 1-800-622-3631 and press 5, then 2
Existing Home Loans: Call 1-866-840-4152
Home Loan Payoff Requests: Call 1-866-840-4152

*Contact your Tax advisor for details
All loans are subject to credit application and approval. Must qualify for membership upon approval.