Make your biggest asset work for you.

Home equity can be a source of financial strength, used for home improvements, supporting unexpected financial expenses, consolidating debt, tuition payments and more.

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Rally Credit Union

Home Equity Loan Terms

  • Loans secured by member’s homestead
  • Financing up to 80% of your home's value
  • Fixed terms up to 30 years
  • Interest may be used for tax deductions*

Go to Equity Calculator

Here's what you'll need

All applicants must provide:

  • Filed Tax Returns (1040) - W2/1099 for the two most recent years
  • Bank Statements for the two most recent months
  • Copy of Government Issued ID
  • Proof of Income, see table
Income Type Documents
Standard Employment
  • Pay stubs for the last 30 days
  • Filed federal business tax returns (Form 1065, 1120 or 1120-S) for the two most recent years
  • Year-to-date profit and loss for each business
Retirement, Pension, Disability
  • Retirement, pension or disability award letter

We're Here to Help

New Home Loan Inquiries: Call 1-800-622-3631 and press 5, then 2
Existing Home Loans: Call 1-866-840-4152
Home Loan Payoff Requests: Call 1-866-840-4152

*Contact your Tax advisor for details
All loans are subject to credit application and approval. Must qualify for membership upon approval.