Imagine the possibilities.

Rally offers land loans to purchase property for future home construction. A lot/land loan allows you to purchase property without the pressure of having to complete your future home right away. Rally Home Loan Experts will work with you to ensure your loan aligns with your financial goals.

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Rally Community Credit Union

Land Home Loan Terms

  • Up to 80% financing
  • Fixed loan rates terms up to 10 years
  • Less closing costs

Here's what you'll need

All applicants must provide:

  • Filed Tax Returns (1040) - W2/1099 for the two most recent years
  • Bank Statements for the two most recent months
  • Copy of Government Issued ID
  • Proof of Income, see table
Income Type Documents
Standard Employment
  • Pay stubs for the last 30 days
  • Filed federal business tax returns (Form 1065, 1120 or 1120-S) for the two most recent years
  • Year-to-date profit and loss for each business
Retirement, Pension, Disability
  • Retirement, pension or disability award letter

We're Here to Help

New Home Loan Inquiries: Call 1-800-622-3631 and press 5, then 2
Existing Home Loans: Call 1-866-840-4152
Home Loan Payoff Requests: Call 1-866-840-4152

All loans are subject to credit application and approval. Must qualify for membership upon approval.