Do you ever find yourself eagerly waiting for payday to arrive? Rally Credit Union understands the anticipation, and that's why we're excited to introduce Early Pay Day—a convenient feature that allows you to access your paycheck up to three days* sooner than your expected payday! With Early Pay Day, you can enjoy the freedom of having your hard-earned money in your hands sooner and the peace of mind that comes with better control over your finances.

What is Early Pay Day?

Early Pay Day is a fantastic benefit offered by Rally that gives you the ability to receive your paycheck early. As soon as we receive a notification from the Federal Reserve, we will post all direct deposits immediately. This means you can get a head start on your financial plans, whether it's taking care of bills, tackling important expenses, or putting some money into savings.

The Convenience of Early Pay Day

Setting up Early Pay Day is easy and hassle-free. All you need to do is arrange for a Direct Deposit of your paycheck to Rally Credit Union by contacting your employer. If you need assistance with the necessary paperwork, our dedicated team is ready to help. You can reach us at 1-800-622-3631 or visit one of our nearby branches. Keep in mind that it may take a few weeks for new Direct Deposits to take effect, so it's a good idea to monitor your account regularly during this period.

Stay Informed with Online and Mobile Banking

Once your Early Pay Day is in place, it's essential to stay informed about your account activity. Rally Credit Union offers a user-friendly Online Banking platform, a Mobile App, and Bank By Phone services, making it convenient for you to keep track of your funds. Simply log in to your account to confirm receipt of your paycheck. For added convenience, you can also set up alerts through Online and Mobile Banking to receive notifications when a deposit has been posted to your account.

The Benefits of Early Pay Day

Embracing Early Pay Day comes with several advantages:

1. Financial Flexibility: With Early Pay Day, you have the freedom to manage your money efficiently. You can pay bills, handle unexpected expenses, or invest in your savings without waiting for the traditional payday.
2. Avoid Late Fees: By accessing your paycheck early, you can ensure that you have enough funds to cover your bills on time, thus avoiding costly late fees and penalties.
3. Peace of Mind: Having your paycheck in your account early allows you to plan ahead and reduce financial stress. You'll have more control over your finances, helping you feel more secure about your monetary situation.
4. Opportunity to Save: Early Pay Day provides you with additional time to contribute to your savings account, allowing your money to work harder for you.

At Rally Credit Union, we believe that financial well-being is essential for our members. Early Pay Day is just one of the ways we strive to support your financial success. Experience the benefits of Early Pay Day and make the most of your hard-earned money.

Ready to get started? Contact your employer today to set up Direct Deposit to Rally and embrace Early Pay Day! Feel free to reach out to our friendly team if you have any questions or need assistance with the process.

*Subject to the timing of your employer's payroll and when we receive the deposit from the Federal Reserve. The availability and timing of funds are subject to your employer's payroll processing and funds availability policies.