The holidays are on their way, and that means it’s the perfect time to discover new strategies to avoid overspending. Rally has you covered. Check out these handy tips for navigating wallet-friendly gift-giving, get-togethers and more.

Agree on a gift budget

Whether you’re worried about over or under-spending – most everyone stresses about how much gift to give. By setting a gift budget with your friends and family, you take out the stress of unknowns and overspending. Added bonus: the lower you set your budget, the more fun you’ll have seeing the creative gifts shared by loved ones.

Ship your packages early

A big part of creating holiday warmth: sharing beautifully wrapped presents for recipients to display. When you ship your gifts out early, you not only get to contribute to that yuletide spirit, but you also get to save on postage. Sending First-Class Mail vs. Priority Mail Express can save you lots of green – along with time (and headaches) avoiding lines at the post office.

Make potluck memories

Whether you typically cater a holiday meal or make it from scratch, the price can really add up with each guest. A great way to spread out the cost of celebrating: consider a potluck holiday feast. Start planning at least a month in advance so everyone is assigned a dish, drinks or party needs like plasticware, cups or napkins. The memories will be just as sweet – and your bank statement will thank you.

Explore discount codes

Everyone loves a deal – especially when it’s a convenient discount code sent directly to your email. But did you know you can search for discount codes any time you shop online? Many sites list daily codes you can plug in as you’re purchasing your items. It may take a little exploring, but the savings are worth it.

Don’t overdo the décor

Holiday magic isn’t just about the yuletide tales we pass on. It’s the love that goes into thoughtful seasonal details like decorating. But buying new décor each year simply isn’t cost effective. If you find yourself spending a large chunk of your holiday budget on decorations, try limiting yourself to a few new items each year. And reusing décor isn’t just a great way to save – it’s at the heart of holiday traditions.

Ready to start budgeting?

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