Protecting Your Business from Fraud

As businesses continue to rely on digital tools and online payments, fraud risks are evolving just as quickly. One of the most common threats today is corporate account takeover—when fraudsters gain access to a business account to move funds, alter payroll, or steal sensitive information.

Common Risks to Watch

Account Takeover
Unauthorized access to your business accounts to initiate payments or transfers.
Tip: Use multi-layered security and limit user access where possible.

Payment Fraud
Checks, wires, and ACH payments remain common targets.
Tip: Add controls like approval processes and transaction limits.

Cyber Threats
Phishing emails, malware, and unsecured networks can expose sensitive data.
Tip: Avoid public Wi-Fi and keep systems updated.

Where Businesses Are Most Vulnerable

• Lack of employee awareness
• Weak password or login controls
• Outdated software or security systems
• Infrequent account monitoring

Even small gaps can create opportunities for fraud.

How to Protect Your Business

• Educate employees on fraud and cybersecurity risks
• Use strong passwords and multi-factor authentication
• Monitor accounts regularly for unusual activity
• Keep systems, antivirus, and firewalls up to date
• Use secure payment methods and limit check usage
• Separate business and personal accounts

Strengthen Your Safeguards

• Work with your credit union to add protections like:
• Dual approvals for transactions
• Account alerts and monitoring tools
• Services like Positive Pay to verify payments

These layers help reduce risk before fraud happens.

If You Notice Suspicious Activity

• Stop online activity immediately
• Contact your credit union right away
• Secure affected systems
• Document what occurred

Quick action can help minimize losses.

Estamos aquí para ayudarle

Protecting your business is a shared effort. If you have questions about securing your accounts or want to explore additional safeguards, connect with a Rally representative. We’re here to help you stay one step ahead.