Earn more while you spend and save.
Effortlessly grow your balance with the Liberty Plus Bundle—our FREE high-yield checking and savings account combination designed to maximize your earnings and streamline your banking experience.
Here's what you get:
Liberty Plus Checking
A free, high-interest1 checking account with a MasterCard®-backed debit card, easy online banking and up to 50X2 the national average interest rate.
3.01%
APY
APY = Annual Percentage Yield
Liberty Savings
A free, high-yield savings account to significantly boost your savings. Whether it’s for a rainy-day fund or a specific purchase—we’ll get you there faster.
5.00%
APY
APY = Annual Percentage Yield
Why Choose the Liberty Plus Bundle?
To enjoy high-earning benefits, simply meet these qualifications each month:
Exceptional Earnings
Earn up to 3.01% APY on your checking balance and 5.00% APY on your savings. That’s more money in your pocket!
ATM Fee Refunds3
Qualify for nationwide ATM fee refunds, which makes accessing your money convenient and cost-effective.
No Monthly Fee
Enjoy all these benefits without any monthly service fees.
Secure Banking
Get peace of mind with our digital banking security alerts and overdraft protection options.
Easy Qualifications
Simply make ten debit card purchases4 of $5 or more and have one automatic payment or direct deposit per month to qualify for the high-interest rates and ATM fee refunds.
1To receive the high-interest rate, you must have a Rally Credit Union Debit Card with your Liberty Plus Checking account and meet the monthly qualifications. The rate applies to balances of $0.01-$25,000 when qualifications are met. Amounts over the $25,000 will be calculated using a lower Annual Percentage Yield (APY).
2Rates are subject to change. National average based on the weekly national rate caps updated on the FDIC (Federal Deposit Insurance Corporation) website. Updates can be viewed by clicking here. Rates are based on a simple average of banks for which data is available. Credit union deposit rates are not included in the national average.
3When qualifications are met, ATM Fee Refunds of $4.99 or less will automatically be reimbursed up to a maximum of $4.99 per individual transaction. ATM fees of $5.00+ will be reimbursed if requested; an ATM receipt may be required. The maximum ATM fee refund cap is $25.00 monthly.
4Have 10 or more debit card purchases post and clear, each must be a minimum of $5.00. Rate is subject to change. Minimum deposit of $20.00 to open the account. Fees, such as Insufficient Funds or Account Inactivity, could reduce monthly earnings.