Introducing the Liberty Plus Bundle: Earn More While You Spend and Save
Aug 1, 2024
We're thrilled to announce our new Liberty Plus Bundle! This account option combines high-yield checking and savings, designed to maximize your earnings and streamline your banking experience.
What Included:
Liberty Plus Checking: A free, high-interest checking account2 with up to 50X1 the national average interest rate. With monthly qualifications, you'll also receive nationwide3 ATM fee refunds3 and optional overdraft protection.
Liberty Savings: A high-yield savings account with an impressive 5.00% APY, significantly boosting your savings.
Why Choose Liberty Plus?
- Exceptional Earnings: Earn 3.01% APY on your checking balance and 5.00% APY on your savings. That’s more money in your pocket!
- ATM Fee Refunds: Qualify for nationwide ATM fee refunds, which makes accessing your money convenient and cost-effective.
- No Monthly Fees: Enjoy all these benefits without any monthly service fees.
- Secure Banking: Enjoy peace of mind with our digital banking security alerts and overdraft protection options.
- Easy Qualifications: Simply make ten debit card purchases4 of $5 or more and have one automatic payment or direct deposit per month to qualify for the high-interest rates and ATM fee refunds.
How to Get Started as New Member:
Opening your Liberty Plus Bundle is simple:
- Click here to start your application:
You’ll select New Member Account and then Personal Account. - Once you’ve selected your Eligibility and Required Products:
You'll select Bundles and then Liberty Plus. - You will receive confirmation that your account has been opened and/or under review.
How to Get Started as a Liberty Checking Account Holder:
Give us a call or visit any Rally location.
Don’t wait to start earning even MORE interest.
For more details, click or stop by your nearest branch.
1Based on rates as of February 11, 2025. Rates are subject to change. National average based on the weekly national rate caps updated on the FDIC (Federal Deposit Insurance Corporation) website. Updates can be viewed by clicking here. Rates are based on a simple average of banks for which data is available. Credit union deposit rates are not included in the national average.
2To receive the high-interest rate, you must have a Rally Credit Union Debit Card with your Liberty Checking account and meet the monthly qualifications. The rate applies to balances of $0.01-$25,000 when qualifications are met. Amounts over the $25,000 will be calculated using a lower Annual Percentage Yield.
3When qualifications are met, ATM Fee Refunds of $4.99 or less will automatically be reimbursed up to a maximum of $4.99 per individual transaction. ATM fees of $5.00+ will be reimbursed if requested; an ATM receipt may be required. The maximum ATM fee refund cap is $25.00 monthly.
4 Have 10 or more debit card purchases post and clear, each must be a minimum of $5.00. Rate is subject to change. Minimum deposit of $20.00 to open the account. Fees, such as Insufficient Funds or Account Inactivity, could reduce monthly earnings.
Liberty / Liberty Plus Checking Rate Tiers:
Minimum balance to obtain rate- $0.00 Dividend Rates 0.01 APY% 0.01
Minimum balance to obtain rate- $0.01-25,000 Dividend Rates 2.97 APY% 3.01
Minimum balance to obtain rate- $25,001+ Dividend Rates 0.50 APY% 0.50
APY=Annual Percentage Yield
Click here for a list of fees.
***Must opt-in to Courtesy Pay to qualify for coverage.