How long does it take to receive money with Zelle®?

For a Zelle® payment to be successfully delivered, the recipient must be enrolled in Zelle using the exact email address or mobile number the funds were sent to. 

Depending on the situation: 

• If the recipient is already enrolled, the payment is typically deposited within minutes. 
• If the recipient is not yet enrolled, they’ll need to complete enrollment to receive the funds. Once enrolled, the funds may take 1–3 business days to be credited, depending on the bank’s processing time. 

We recommend confirming with your recipient that they’re enrolled with Zelle® using the correct contact information.