To get started, contact a Rally Credit Union Business Representative to learn how to sign-up for this service. We are committed to working with you to establish the appropriate plan and service levels tailored to your individual business needs.
Fraud Alert: Beware of Phone Scams- Scammers may pretend to be Rally and ask for your account information. If you receive an unexpected call claiming to be from Rally, hang up and contact us directly using a trusted phone number or secure channel.
Whether you need to keep it simple, grow your business or manage larger volume accounts—our experts have business checking options1 that are ready to work overtime.
Big or small, your business needs the right financial tools to succeed. Rally Credit Union has flexible business solutions—whether it’s an everyday checking account or something more specialized. Our Business Experts are ready to team up with you and find the perfect fit.
Business Essentials
If you need a straightforward checking account for everyday banking with minimal transactions, Simple Checking gives you just that—plus the flexibility to bank anytime, anywhere.
One to Grow On
When your business handles a higher volume of transactions, you need an account with features to match. Plus Checking gives you expanded transaction limits and tools to track and manage cash flow more effectively.
Multiple Accounts
If you need a more advanced solution, Analysis Checking links multiple checking accounts for streamlined bookkeeping. With an earnings credit on all balances, you only pay for the banking services you use, making cash flow management even easier.
In addition to the documents above, please include copies of photo IDs, Social Security Number, phone number, email address and mother’s maiden name for all persons who need to be on the account.
Every Rally Business Checking account comes with a Mastercard-backed debit card.
Learn how to manage your card and purchases with Smart Card tools through digital banking.
Need service on an existing business checking account? Contact a Business Expert
Bank anytime, anywhere with Rally’s online and mobile banking.
Courtesy Pay provides a safety net by covering transactions that exceed your account balance, up to a defined limit. This helps prevent returned NSF (Non-Sufficient Funds) items, ensuring smooth business operations and maintaining your reputation with vendors and clients.
Our secure drop box allows you to deposit cash, checks, coins and credit card slips after business hours. Deposits are collected and credited to your account the next business day, offering a convenient and secure way to manage your finances anytime.
| Business Checking Accounts | Simple | Plus | Analysis |
|---|---|---|---|
| Monthly Fee | $7.50 | $20.00 | Other Fees May Apply |
| MasterCard® Debit Card |  | | |
| Digital Banking | | | |
| Overdraft Protection with Courtesy Pay4 | | | |
| Currency & Coin Deposits | FREE | FREE | FREE |
| Cash Management Services |  | | |
| Merchant Services | | | |
| Earn Monthly Interest1 | | | |
| Minimum Opening Deposit | $20.00 | $20.00 | $25.00 |
| Minimum Daily Balance
(To Avoid Fees) | $2,500 | $10,000 | NONE! |
| Monthly Transaction Limits | 50 | 100 | NONE! |
Our Business Banking Experts are Here to Help—Ready to Guide You Every Step of the Way.
To get started, contact a Rally Credit Union Business Representative to learn how to sign-up for this service. We are committed to working with you to establish the appropriate plan and service levels tailored to your individual business needs.
You can access your transactional information for both the current and previous statement cycles. Please note that a minimum of 90 days of transaction account history will be available for your review.
Business Mobile Banking and Business Mobile Deposit are free to all Rally Credit Union Business Online Banking users.
Click here for full list of required documents
Still Have Questions? Visit Our Help Center.
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Rate Disclosures
**APY = Annual Percentage Yield
Rate information: Prospective dividend and interest rates along with calculated APYs for accounts are set forth above as of (July 4, 2026). The APY is a percentage rate that reflects the total amount of interest or dividends to be paid on an account based on the rate and frequency of compounding for an annual period. The APY assumes that funds remain on deposit until maturity or one full year for non-maturing accounts. Rally Credit Union uses the Daily Balance method to calculate earnings on your account. Withdrawal of earnings or early withdrawal of principal will reduce the APY. Rally’s rates are variable and may change at any time, impacting the APY.
In order for you to have a checking account, you must open a savings account. The savings account will establish membership for your entity allowing us to open a checking account. The minimum deposit requirement for opening the accounts is $25 in savings and $20 in checking.
