Business FAQs

Yes. With Business Online Banking you can define access levels and set transfer limits for each user. 

Yes, you can download information from your checking, savings, and loan accounts directly to your computer. This data can then be imported into various software applications, including Microsoft® Excel, QuickBooks®, and other commonly used programs. Please note that not all file formats are supported, so be sure to check compatibility with your chosen software. 

If you have an iPhone® or Android™ smart phone, simply download the application. Then, log in. Endorse all items as payable and print “For Mobile Deposit to Rally Credit Union.” Then key in the amount of the deposit, and take a picture of the front and back of the check. That’s it! Within seconds of uploading the transaction, you’ll receive a confirmation that the deposit was received successfully. 

Beginning July 1, 2018, the Federal Reserve requires all mobile deposit endorsements to contain the name of the institution to which the deposit is being made. This will prevent a check from being inadvertently deposited more than once to multiple institutions. When submitting a mobile check deposit, you must endorse the back of each check with your signature and “For Mobile Deposit Only to Rally Credit Union” or the deposit will be rejected.

Access IDs and passwords for your business online banking will be sent to you once your applications have been approved and your account setup is complete.  

To get started, contact a Rally Credit Union Business Representative to learn how to sign-up for this service. We are committed to working with you to establish the appropriate plan and service levels tailored to your individual business needs. 

There are two basic steps involved in using Business Bill Pay to make online payments: 

1. Set up your payees. 
2. Schedule payments. 

When you first begin using the service, set up your payee list by adding the payees to whom you want to make payments. Some payees can also send electronic bills (e-bills). You only need to add each payee once. When you make a payment, you specify the date that you want the payee to receive the payment. The earliest available payment date is four business days from today. Business Bill Pay determines whether a payment is sent electronically or by check, based on whether the payee accepts electronic payments and other guidelines.  

Allows you to submit check images safely and securely from the comfort of your home or office. By using this convenient service, you can streamline your deposit process significantly, saving you time and effort.  

You can access your transactional information for both the current and previous statement cycles. Please note that a minimum of 90 days of transaction account history will be available for your review. 

Our service employs state-of-the-art encryption and login security measures designed to protect your accounts effectively. Additionally, it ensures that all user permissions assigned in the online version of your business banking account are seamlessly applied to mobile access. This integration not only enhances security but also provides a uniform experience across platforms. 

Business Mobile Banking and Business Mobile Deposit are free to all Rally Credit Union Business Online Banking users. 

Business Mobile Banking allows you to: 

• Review account history balances 
• Pay bills 
• Review transfers and payments 
• Approve transactions
• Deposit checks on the go 

Click here for full list of required documents

Unlike other financial institutions that typically update their information one or two times a day, our service operates in “real time.” This means that your account balances and transactions are updated immediately as soon as items are processed by the Credit Union, ensuring you have access to the most current information available. 

• Personal and business tax returns (most recent three years) 
• Personal Financial Statement 
• Year to date balance sheet and profit/loss statement
• Copies of current leases (if applicable)
• Debt Schedule (if applicable)

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Whether it’s for collecting payment or making deposits, our Automated Clearing House (ACH) services provide improved cash flow efficiency and reduce the occurrence of check fraud. 

Apple iPhone® and all phones using the Android™ operating system are supported. The specific app for each operating system can be found at their respective app store. 

Most personal and business U.S. checks can be processed through Business Mobile Banking. Rally Credit Union's per check limit is $10,000. 

Business Banking service is available for any Rally Credit Union member with a business account. This offers great flexibility, as businesses can grant either full or limited use of these services to employees or accountants as needed.