Upcoming Scheduled Maintenance: Rally Credit Union will be conducting essential system maintenance beginning on Sunday, November 16, 2025 from 3:00 AM - 9:00 AM.

Your home loan will require a down payment that acts as a deposit. The down payment gives you immediate equity in the home and indicates your financial stability. Our home loans have a wide range of down payment options. The amount of your down payment will affect the interest rate, closing costs and monthly payment. Proof of deposit with a current checking, savings, retirement, or investment account will assist with your loan application.