Fraud Alert: Beware of Phone Scams- Scammers may pretend to be Rally and ask for your account information. If you receive an unexpected call claiming to be from Rally, hang up and contact us directly using a trusted phone number or secure channel.

Skimming happens when scammers install a device and camera on at an ATM, point of sale or fuel pump terminal to capture card data and PIN then they make a fake card with this data
Best to use a terminal that is supervised or secured at all times
If you must use an unsupervised terminal, here are some tips: