800-622-3631
Routing #: 314978543
Search
800-622-3631
Routing #: 314978543
Search
Arrow

Why do I see a $0.00 pre-authorized hold?

July 22, 2025
Est. Reading: 1 minute

This appears to be a verification hold that was preauthorized on your debit card to ensure the card is open and active. We typically see this type of preauthorization processed by merchants who have your card information saved for future or recurring transactions. This is not an actual transaction, simply a verification hold. If you are concerned that this may be fraudulent, please call us at 361-986-4500.

Related Topics

Did Rally send me a text message?

January 23, 2026
Rally Credit Union does send SMS text messages to our...
Read More

What is the One Big Beautiful Bill Act?

January 20, 2026
The One Big Beautiful Bill Act is a federal tax reform package...
Read More
cross