800-622-3631
Routing #: 314978543
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800-622-3631
Routing #: 314978543
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Preparing for Disasters and Hurricane Preparedness

April 30, 2025
Est. Reading: 2 minutes

Preparing for Disasters and Hurricane Preparedness

At Rally Credit Union, our purpose is to improve lives and drive possibilities. With a deep commitment to our members, we prioritize financial security and preparedness. In the face of uncontrollable disasters, it's essential to know how to prepare for the unimaginable. That’s why we provide clear steps to help members navigate unexpected events with confidence.

How to Prepare for Unexpected Events

When an accident or natural catastrophe occurs, the best way to plan for unexpected expenses is to make sure you’ve started a savings account. After an emergency or disaster, your savings account can help ensure you and your family don’t take on additional debt while rebuilding.

Checklists to Ensure You’re Prepared

Emergency Savings Fund

At Rally, we have savings options with high-yield interest-earning solutions for both short- and long-term goals. Our high-yield checking and savings accounts can help grow your emergency fund while earning interest.

Protect and Safeguard Your Financial Documents

During a disaster, safety is your top priority. While we live in a digital world, keeping hard copies of key financial and identity documents is vital. Documents to store in physical form include:

  • Proof of identity (birth certificate, valid ID, shot record, passport)
  • Credit union account information
  • Home ownership documents
  • All insurance documents

Insurance Coverage

Print out your car and homeowners insurance coverage. Keep an inventory of all your assets and possessions so that, if you need to file a claim, you're fully prepared.

Stay Informed

Always monitor weather updates and alerts from local news stations or a trusted network.

Avoid Fraud

Unfortunately, scammers often take advantage of disasters. These individuals may use personal information from disaster situations to commit identity theft. If you encounter suspicious activity, contact the National Center for Disaster Fraud.

Hurricane Preparedness

Preparing for hurricanes is essential, especially in South Texas. Rally Credit Union is committed to supporting our members and ensuring hurricane preparedness is part of their routine. Here are a few practical tips to help you stay ready:

  • Download the Rally Credit Union App: Think of our app as a mini branch in your pocket. It’s designed to give you access to all your finances—anytime, anywhere.
  • Withdraw cash before a hurricane: Power outages may make it difficult to use debit cards. Visit any of our ITMs to withdraw cash in advance.
  • Set up Rally Alerts: Be sure you’re signed up for account alerts. These provide timely updates about your finances.

Rally Credit Union Emergency Contacts

  • Main Number: 361-986-4500 or 1-800-622-3631
  • Bank by Phone: 361-986-4555 (Available 24/7)

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