We're glad you're here. Since 1955, Rally Credit Union has helped members meet their financial goals with confidence. That’s because, with Rally, you’re not just a customer—you’re part owner. We offer federally insured service so your finances are in good hands, and all from a team who simply can’t be beat.
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Now that you’re a Rally member, take a look at what else we offer—from high-yield checking to flexible home loans built to move with you.
Our free, high-yield checking and savings account combination designed to maximize your earnings on checking and savings.
Checking
Savings
If you're ready to set down roots, Rally has the home loan offers4 and experts to get you moving in the right direction.
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Rate Disclosures
*APR = Annual Percentage Rate
**APY = Annual Percentage Yield
Rate information: Prospective dividend and interest rates along with calculated APYs for Business Accounts are set forth above as of ([today_date]). The APY is a percentage rate that reflects the total amount of interest or dividends to be paid on an account based on the rate and frequency of compounding for an annual period. The APY assumes that funds remain on deposit until maturity or one full year for non-maturing accounts. Rally Credit Union uses the Daily Balance method to calculate earnings on your account. Withdrawal of earnings or early withdrawal of principal will reduce the APY. Rally’s rates are variable and may change at any time, impacting the APY.
Liberty Checking and Liberty Plus Checking are premiere, free checking accounts that pay interest on your balance and deliver ATM fee refunds when qualifications are met. Liberty Checking and Liberty Plus Checking are blended rate tier accounts. Each tier corresponds to a range of account balances, APYs and interest rates. The interest rate is paid on the portion of your balance within each tier. Monthly qualification criteria applies to earn tiered rate. Liberty Checking APY decreases as deposit amount increases. For example, on a $250,000 balance, you will earn a rate of 2.97% on the first $25,000 and 0.25% on the next $225,000. The blended APY of 0.50% is calculated based on a balance of $250,000.
When qualifications are met, ATM Fee Refunds of $4.99 or less will automatically be reimbursed up to a maximum of $4.99 per individual transaction. ATM fees of $5.00+ will be reimbursed if requested; an ATM receipt may be required. The maximum ATM fee refund cap is $25.00 monthly. The monthly qualifying debit card purchase for each individual debited transaction must be a minimum of $5.00. If there’s a month you don’t meet the qualifications, there’s no penalty and you still have a free checking account that earns a base annual percentage yield. Rate is subject to change without notice. Minimum deposit of $20.00 to open the account. Fees, such as Insufficient Funds or Account Inactivity, could reduce monthly earnings. Click here for a list of fees.
Qualifications:
Monthly qualification criteria applies to earned tier rate.
Liberty Plus Savings is a free savings account bundled with Liberty Plus Checking that pays interest on your balance when Liberty Plus Checking qualifications are met. The high-interest rates apply to balances of $0.01 or more, when qualifications are met. The monthly qualifying debit card purchase for each individual debited transaction must be a minimum of $5.00. If there’s a month you don’t meet the qualifications, there’s no penalty and you still have a free savings account that earns a base annual percentage yield. Liberty Plus Savings Account is a blended rate tier account. Each tier corresponds to a range of account balances, APYs and interest rates. The interest rate is paid on the portion of your balance within each tier. For example, on a $500,000 balance, you will earn a rate of 3.05% on the first $99,999.99, 3.15% on the next $149,999.99, and 3.25% on the next $250,000.02. The blended APY of 3.25% is calculated based on a balance of $500,000. Rate is subject to change without notice. Minimum deposit of $500.00 to open the account. Fees, such as Insufficient Funds or Account Inactivity, could reduce monthly earnings. Click here for a list of fees.
All home loans are subject to credit application, qualification and approval. Must qualify for membership upon approval. Rates are subject to change and are based on credit history, term and loan- to-value (LTV) ratio. Escrow accounts are mandatory for new home loans located within designated flood zones, secondary loans and portfolio home loans exceeding 90% LTV.
Information displayed is accurate as of the date of the latest update and is subject to change without notice. Loan pricing may only be locked upon completion of a Home Loan Application and rate lock agreement. Please contact a Home Loan Expert for pricing details. Other restrictions may apply.
