Upcoming Scheduled Maintenance: Rally Credit Union will be conducting essential system maintenance beginning on Sunday, December 14, 2025 from 8:00 AM - 2:00 PM.
We Can Help You Build Your Dream Home:
If you’ve been comparing construction loans to build your new home, you know there’s a lot of information out there—and all the choices can become overwhelming. But it doesn’t have to be. At Rally Credit Union, our goal is to make finding the right home loan easy. Our home loan experts are here to help you find the perfect construction loan.
Finance Your Dream with a Home Construction Loan:
If you’re ready to start building, we’re ready to help you get financing. Our construction-to-perm one-time close construction loan is one of the most streamlined, cost-efficient, and financially smart options available.
How does a construction-to-perm loan differ from an interim construction loan? With a one-time close loan, you only apply once, go to the closing table one time, and your rate is locked for both the interim and permanent financing at the initial closing. Your loan starts out as interest-only (up to 12 months) and then converts to permanent financing once the home is complete.
One-time close construction home loans are best for buyers who have a construction plan that won’t change throughout the build process. Plans, draws, and construction costs are all established upfront.
What are the Benefits of a Rally Construction Loan?
At Rally, we offer a variety of loan options to help you find the perfect fit for your new home. Apply today to enjoy lower fees, less paperwork, and guidance from our dedicated team of home loan experts through every step of the home-building process.
We Know Home Loans:
Ready to start building the home of your dreams? Apply
online here or call us today. New Home Loan Inquiries: Call 361-986-4500 and press 5, then 2.
Interested in finding out more about our Home Loans?
Find Your Home Loan Expert
All loans and lines of credit are subject to credit application, qualification, and approval. Must qualify for membership. Rally is an Equal Housing Lender.
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