One-Time Close Construction Program

We Can Help You Build Your Dream Home:
If you have been comparing construction loans to build your new home, you know there is a lot of information out there and all the choices can become overwhelming. Well it doesn’t have to be, at Rally Credit Union, our goal is to make finding the right home loan easy. Our home loan experts can help you with the perfect construction loan.

Finance Your Dream with a Home Construction Loan:
If you’re ready to start building, we’re ready to help you get financing. Our construction to perm one-time close construction loan is one of the most streamlined, cost efficient, and financially smart loans. How does a construction to perm loan differ from an interim construction loan? With a construction to perm one time close you only have to apply once, you only go to the closing table one time and rates are locked for both the interim and permanent financing at the initial closing. Your loan starts out as interest only (up to 12 months) and then flips to permanent financing once the home is complete.

One-time close construction home loans are best for buyers who have a construction plan that won’t be changed throughout the build process; plans, draws and construction costs are established up front rather than throughout the build process.

What are the Benefits of a Rally Construction Loan?:
At Rally, we offer a variety of loans, so you can find the perfect loan for you. If you’re ready to find the right loan for your next home, we are here to help. Apply today and you will find we offer lower fees, less paperwork, and a team of home loan experts to guide you through your home building process.

We Know Home Loans:
Ready to start building the home of your dreams by applying online here or by calling us today; New Home Loan Inquiries: Call 361-986-4500 and press 5, then 2.

Interested in finding out more about our Home Loans?
Find Your Home Loan Expert

All loans and lines of credit are subject to credit application, qualification and approval. Must qualify for membership. Rally is an Equal Housing Lender.

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