When you’ve worked hard to build your savings, where you keep your money matters. If you have funds you won’t need right away, a certificate can be a simple way to earn more while keeping your savings on track.
Right now, Rally Credit Union members can earn up to 4.05% APY with a 15-month Certificate of Deposit.*
Lock In a Competitive Rate for 15 Months
With a Rally 15-month Certificate, your savings earns a fixed rate for the certificate term, giving you a predictable way to grow funds you’ve already set aside.
Rally currently offers two balance tiers:
3.55% APY* $1,000 minimum balance
4.05% APY* $100,000 minimum balance
Whether you’re building toward a future purchase, setting aside money you won’t need immediately or looking for another way to make your savings work harder, a 15-month certificate can help you put those funds to work.
Why Consider a 15-Month Certificate?
A 15-month term offers a middle ground between keeping all of your savings readily accessible and committing your money to a longer-term certificate.
Because your rate is fixed for the 15-month term, you’ll know the rate your money is earning even if market rates change during that time.
Before opening a certificate, consider how soon you may need the funds. Early withdrawal penalties apply, so certificates are generally best suited for savings you can leave deposited through maturity.
Ready to Grow Your Savings?
You’ve already done the work to save. Now give those savings an opportunity to do more.
Explore Rally’s 15-month Certificate options and choose the balance and rate that fit your savings goals.
APY = Annual Percentage Yield. Rates effective August 10, 2026. 3.55% APY available on 15-month Certificate with a $1,000 minimum balance. 4.05% APY available on 15-month Certificate with a $100,000 minimum balance. Early withdrawal penalties apply. Fees could reduce earnings. Rates subject to change upon maturity. Certificate automatically renews to a 1-year term at the then-current rate. Conditions apply. See full details at rallycu.com/deposit-rates. Federally insured by NCUA.
