Upcoming Scheduled Maintenance: Rally Credit Union will be conducting essential system maintenance beginning on Sunday, July 26, 2026 from 2:00 AM until 9:00 AM.
At Rally, we never hide service fees. Stay a step ahead of any possible charges here.
| Fees | Amount |
|---|---|
| Account Inactivity Fee (monthly) monthly fee is applied if no activity for 6 months & balance is less than $50.00 | $10.00 |
| ATM Fee (non-proprietary ATMs) | $2.00 |
| ATM Card Replacement Fee | $5.00 |
| Bad Check Fee (Returned Mortgage Payment) | $20.00 |
| Bill Payment Monthly Fee (Non-Business Accounts) | FREE |
| Bill Payment Same Day Bill Payment Fee | $9.95 |
| Bill Payment Overnight Check Service Fee | $14.95 |
| Bill Payment Return Item Fee (per presentment) | $30.00 |
| Check Cashing Fee | $5.00 |
| Check Printing Fee | Varies by Style/Vendor |
| Check Rejection Fee | $1.00 |
| Copy Fee (per page) | $0.25 |
| Credit Card Late Fee | $25.00 |
| Credit Card Late Fee Timing | At Cycle |
| Credit Card Return Check Fee | $25.00 |
| Credit Card Foreign Transaction Fee | 1.00% |
| Credit Card Branch/ATM/Online Cash Fee | Greater of 2% or $2.00 |
| Debit Card Reinstatement Fee | $10.00 |
| Debit Card Replacement Fee | $5.00 |
| Debit Card Research/Film Fee | $75.00 |
| Excessive Withdrawal Fee | $1.00 |
| Flag Checking Monthly Fee | $6.00 |
| Insufficient Funds Charge (FOR ALL ITEMS) | $30.00 |
| Loan Payments via debit card | $10.00 |
| Loan Payments by Phone check-by-phone (Agent Assist) | FREE |
| Money Market Service Charge (Monthly) (Monthly fee is applied if daily balance falls below $2,000) | $10.00 |
| OD Protection Transaction Fee | $5.00 |
| Official Check Fee- Cashier Check (per item) | $5.00 |
| Official Check Fee- Money Order (per item) | $3.00 |
| Paper Statement Fee- Copy (per statement) | $3.50 |
| Paper Statement Fee- Mailed Checking | $2.00 |
| Postage Fee | Varies |
| Reactivation Fee | $15.00 |
| Return Deposit Item Fee (Charge Back Check) | $15.00 |
| Share Draft Copy Fee (per share draft) | $2.50 |
| Stop Payment Fee (per item) | $30.00 |
| Uncollected Funds Charge (Return Item/Nonsufficient Funds) | $30.00 |
| Wire Transfer Fee - Within U.S.A. (per item) | $25.00 |
Send Money | |
| Zelle Fee | FREE |
| External Account Transfers | FREE |
FAX Fees | |
| Outgoing, First Page | $2.50 |
| Each Additional Page | $1.50 |
| Incoming, First Page | $1.50 |
| Each Additional page | $0.50 |
Reconciling/Research | |
| Fee ($10 minimum) | $10.00 |
| Per Hour | $20.00 |
| ATM Card Research/Film Fee | $75.00 |
Loans may be subject to additional fees. Please refer to loan documents.
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