Helping you make it happen.
Building or renovating a home can be both demanding and exciting, but we’re here to simplify the process. Our Home Loan Experts can help you with local decisions, underwriting, and exceptional personal service every step of the way. Our construction loan program features products to fit any need, paving the way for a smooth and hassle-free building project.
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Construction, Home Improvement,
or Renovation
Terms
- Construction and permanent rates are locked up front
- If you own the land/lot, the equity can be used to cover your 10% down payment
- Fixed loan rates and terms
Benefits
- Less fees
- Less paperwork
- Only go to the closing table once
- Low permanent rate from the start
Here's what you'll need
All applicants must provide:
- Filed Tax Returns (1040) - W2/1099 for the two most recent years
- Bank Statements for the two most recent months
- Copy of Government Issued ID
- Proof of Income, see table
| Income Type | Documents |
|---|---|
| Standard Employment |
|
| Self-Employed |
|
| Retirement, Pension, Disability |
|
We're Here to Help
New Home Loan Inquiries: Call 1-800-622-3631 and press 5, then 2
Existing Home Loans: Call 1-866-840-4152
Home Loan Payoff Requests: Call 1-866-840-4152
All loans are subject to credit application, qualification and approval. Must qualify for membership.