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Routing #: 314978543
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800-622-3631
Routing #: 314978543
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Text Scams to be Aware of

June 4, 2026
Est. Reading: 2 minutes
Text Scams

In 2024, text message scams hit over 470 million in losses according to Federal Trade Commission. Text message scams are on the rise and it is vital to know what to be aware of. Here are some common text scams to be aware of. If you are unsure about a text message you can always contact Rally by chat, online secure message, by phone or in person.  

Common text scams include:

  • Fraud Alert Messages—These fake fraud alerts are sent to people warning them about issues with their banking institutions and urging them to click a link. (Rally will never send any members a link to confirm fraud or verify a payment)
  • Fake Package Delivery Notices—These text claim there is an issue with your deliveries and urging the consumer to click on links to fix the issue.
  • Toll Fee Scam—Text messages about unpaid tolls with a link to pay them off. If you are receiving any of those scam messages it is very important that you do not interact with the demands and notify Rally Credit Union, immediately.

If you are already a member of Rally you most likely have the APP installed on your smart phone. If you do not have the APP installed, you should install it as soon as possible.

Our Rally APP allows you to: 

  • get real-time balances for your accounts 
  • manage your money 
  • view your transactions and statements 
  • receive alerts 
  • manage cards 

 The app will allow you to receive alerts to inform you if there is a scam that has been reported and alert you of any urgent information. The app will send out alerts similar to this one:

Please keep in mind that Rally will NEVER ask our members to click on any links to confirm fraud or verify payment information.

Scammers will use a variety of tactics to trick users into sending money. Always be aware of who you give your banking information to.  

Have a question or need help?

Contact us here!

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